Axis Bank AURA Credit Card

A credit card designed for health and wellness. Enjoy benefits like free doctor consultation, free fitness sessions, health checkup among many others on your card.

  • Individuals eligible for Axis Bank Aura Credit Card:
    • Primary cardholder should be between the ages of 18 and 70 years
    • Add-on cardholder should be over 15 years
    • The individual should either be a Resident of India or a Non-Resident IndianPlease note that these criteria are only indicative and the Bank reserves the ultimate right to approve or decline applications for Axis Bank AURA Credit Card. Documents for Axis Bank AURA Credit Card application
      Unless there are case variations, the required documents for Axis Bank AURA Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a color photograph, and proof of income in the form of the latest payslip / Form 16 / IT return copy.

      Keep your documents for Axis Bank AURA Credit Card ready. The following documents are required:
    • PAN card photocopy or Form 60
    • Colour photograph
    • Latest payslip/Form 16/IT return copy as proof of income
    • Residence proof (any one of the following):
      • Passport
      • Ration Card
      • Electricity bill
      • Landline telephone bill
    • Identity proof (any one of the following):
      • Passport
      • Driving license
      • PAN card
      • Aadhaar card
        Please note that this list is only indicative. Documents required may vary on a case-to-case basis. Disclaimer: The credit card decision would be communicated within 21 working days

Features and Benefits

Benefits of Neo Credit Card include vouchers from Amazon, BookMyShow and Myntra on your spends on respective websites. You can avail a minimum 15% discount at our partnered restaurants across India. State-of-the-art technology and customer friendly services available to ensure you are also protected against counterfeit and frauds.

Fees & charges for Neo Credit Card

The fees and charges for Neo Credit Card include joining fees, annual fees, cash payment fees, withdrawal fees and certain penalties (if any) amongst others.

DescriptionsCharges
Joining FeeRs. 250 waived upon spends of Rs. 2500 in 45 days
Annual FeeRs. 250
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement FeeRs.100
Cash Payment FeeRs. 100
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.4% Per Month (49.36% Per Annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) Of The Cash Amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is up to Rs. 300Rs. 100 if total payment due is between Rs. 301 – Rs. 500Rs. 500 if total payment due is between Rs. 501 – Rs. 1,000Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000Rs. 1000 if total payment due is between Rs. 25,001 and 50,000Rs. 1200 if total payment due is greater than Rs.50,000
Over Limit Penalty3% of over the limit amount (Min. Rs. 500)
Cheque return or dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Foreign Currency Transaction Fee3.50% of the transaction value
GSTAs per existing Government norms

Terms and conditions for Platinum Credit Card

The card member agreements are applicable to Platinum Credit Card. Most Important Terms (MITs) are also part of Terms and Conditions for a Platinum Credit Card and are to be read along with the Cardholder Agreement.