A credit card designed for health and wellness. Enjoy benefits like free doctor consultation, free fitness sessions, health checkup among many others on your card.
- Individuals eligible for Axis Bank Aura Credit Card:
- Primary cardholder should be between the ages of 18 and 70 years
- Add-on cardholder should be over 15 years
- The individual should either be a Resident of India or a Non-Resident IndianPlease note that these criteria are only indicative and the Bank reserves the ultimate right to approve or decline applications for Axis Bank AURA Credit Card. Documents for Axis Bank AURA Credit Card application
Unless there are case variations, the required documents for Axis Bank AURA Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a color photograph, and proof of income in the form of the latest payslip / Form 16 / IT return copy.
Keep your documents for Axis Bank AURA Credit Card ready. The following documents are required:
- PAN card photocopy or Form 60
- Colour photograph
- Latest payslip/Form 16/IT return copy as proof of income
- Residence proof (any one of the following):
- Passport
- Ration Card
- Electricity bill
- Landline telephone bill
- Identity proof (any one of the following):
- Passport
- Driving license
- PAN card
- Aadhaar card
Please note that this list is only indicative. Documents required may vary on a case-to-case basis. Disclaimer: The credit card decision would be communicated within 21 working days
Features and Benefits
Benefits of Neo Credit Card include vouchers from Amazon, BookMyShow and Myntra on your spends on respective websites. You can avail a minimum 15% discount at our partnered restaurants across India. State-of-the-art technology and customer friendly services available to ensure you are also protected against counterfeit and frauds.
Fees & charges for Neo Credit Card
The fees and charges for Neo Credit Card include joining fees, annual fees, cash payment fees, withdrawal fees and certain penalties (if any) amongst others.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 250 waived upon spends of Rs. 2500 in 45 days |
| Annual Fee | Rs. 250 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Rs.100 |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.4% Per Month (49.36% Per Annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) Of The Cash Amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is up to Rs. 300Rs. 100 if total payment due is between Rs. 301 – Rs. 500Rs. 500 if total payment due is between Rs. 501 – Rs. 1,000Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000Rs. 1000 if total payment due is between Rs. 25,001 and 50,000Rs. 1200 if total payment due is greater than Rs.50,000 |
| Over Limit Penalty | 3% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| GST | As per existing Government norms |
Terms and conditions for Platinum Credit Card
The card member agreements are applicable to Platinum Credit Card. Most Important Terms (MITs) are also part of Terms and Conditions for a Platinum Credit Card and are to be read along with the Cardholder Agreement.